About Health Insurance Department
To provide affordable healthcare coverage to improve health outcomes across Bermuda.
- HID offers 3 health insurance plans:
- HIP Youth: 0-18 years of age; 21 years of age if enrolled in local full time education
- HIP: 18 years of age and over
- FutureCare: available to all persons over the age of 65.
- Hospital Insurance Plan (HIP) and HIP Youth:
- Benefits consist of basic benefits covering mostly hospitalization, diagnostic imaging, some doctor visits
- Basic dental coverage
- Overseas care when medically necessary and personal home care service benefit.
- FutureCare: includes the same basic benefits as HIP and includes added coverage such as:
- Pharmacy up to $2000/year
- Smaller co-pay on overseas care
- More GP visits.
Categories: Dental Health, Health - Mental, Health - Physical, Insurance